Blog
Super Catch-Up Contributions: Greater Savings Opportunity for Some
Participants familiar with catch-up contributions may now be able to have a greater impact on their retirement savings through Super Catch-Up contributions. Catch-up contributions allow people age 50 and older to contribute more to...
Read More
Make Your Finances a New Year’s Resolution That Actually Sticks
The end of the year is a natural time to pause and reflect on our lives and reset priorities and goals for the upcoming year. While many resolutions fade by February, improving your personal finances is one goal that can deliver...
Read More
How to Prepare for Tax Return Season: A Simple Checklist
Tax season has a way of sneaking up on people. A little preparation now can make the process smoother, reduce stress, and help ensure you don’t miss valuable tax-saving opportunities. Here’s a practical guide to what you should be...
Read More
A New Rule Is Coming for Catch-Up Contributions—Here’s What It Means for You
If you are age 50 or older and saving for retirement through your workplace plan, you may already be taking advantage of catch-up contributions - the extra amount you are allowed to save each year beyond regular limits. SECURE 2.0...
Read More
Life Policy Review and Financial Planning
A policy review in conjunction with a review of a financial plan is a great idea. It is important to make sure that the policy (s) still aligns with the clients’ goals. Life changes such as changes in employment, marriages, child...
Read MoreShow All
2026 Insurance Awareness
When people think of an Insurance Agent especially one that sells life, long term care and disability they think of a middle-aged guy in a leisure suit or Alec Baldwin’s character in A Long Came Polly. That couldn’t be further from...
Read More
The Tale of Mrs. Goodman an Unholy Trinity
At the end of January and early February we all receive our tax forms from employment, business interests and investments. We receive the forms and wonder whether I will have to pay, or will I receive a refund? We look at what we can...
Read More
Roth Conversions in a Post-OBBBA World: What to Consider Before Converting
You’ve probably heard of the One Big Beautiful Bill Act, or something close to it. We’re calling it OBBBA, and while it may not directly rewrite retirement account rules, it could have indirect effects that impact your Roth conversion...
Read More
What the One Big Beautiful Bill Act Means for Your Financial Plan
On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law. This sweeping legislative package combines permanent tax reforms, new deductions, and significant spending changes across federal programs. Here are a few of...
Read More
Rethinking Multi-Factor Investing: Is Smart Beta Smart?
I remember when multi-factor strategies became popular 15 years ago. They were marketed to add more diversification than the market while capturing the known risk premia – value, momentum, quality, volatility, and size – and were...
Read More
What My Dog Taught Me About Loss, Grief and Life Insurance
My spouse, Jorvany, and I have two dogs: Max, a Terrier mix, and Nani, a Chihuahua. On July 4th, Jorvany left for a month-long trip to visit his family in Veracruz, Mexico. He took Nani with him, thinking it would be easier for me to...
Read More
2025 Mid-Year Review
What a whirlwind were the first two quarters of the year! If we simply looked at year-to-date returns, it would seem like a pretty normal year. Up 6% for the S&P 500. Up 4% for core US bonds¹. Sectors that we have liked for a while,...
Read More
Estate Planning Basics: What Everyone Should Know
When people hear the term estate planning, many assume it’s something only the wealthy need to worry about. In reality, estate planning is an essential part of financial planning for nearly everyone—regardless of age, income, or assets...
Read More
The Case for Succession Planning
A business owner's mindset is often focused on long-term survival. Yet, according to the U.S. Bureau of Labor Statistics, only 25% of new businesses survive 15 years or longer. In the early years, owners are typically laser-focused on...
Read MoreTen Items Often Overlooked in Your Life Insurance Policy
Insurance Blogs Life insurance policies are incredibly detailed, and even a good policy might not cover everything you should know. Here are ten items every life insurance consumer should be aware of: • The Free Look Period: Every...
Read MoreBest Practices for Data Security
Nowadays, it’s extremely rare to meet someone who hasn’t encountered a cyber scam, phishing attempt, or identify fraud of some kind. Unfortunately, it’s a reality that these types of threats are omnipresent and only projected to...
Read More